If your vehicle is damaged after a car accident, you should know what you need to do in order to get it repaired and who are the people that will pay for the repairs. Let’s have a look at all the issues that you may face after a car accident.
Was It Negligence Or No One Was at Fault?
Most car accidents happen because of negligence. If that truly is the case, you would have to prove that the other driver is at fault, so that their insurer pays for any damages that may have incurred. If it was a no-fault case and you met with a car accident, your insurance company will pay for the damages. The amount varies and depends on each accident case.
It is important you know that whether your case was a no-fault one or fault-based, the insurance company will only pay the amount that their policy limit allows. For example, if the total damage caused was $1500, but the other driver has damage coverage of $500, then you will only be paid $500. In order to learn more about this, websites such as http://www.automoda.com.au/ can help you do your homework.
Here are some steps that you need to take after a car accident:
Step 1: Get in Touch with Emergency Services
The first that you need to do is get in touch with emergency services so that you can tell them about the situation and your injuries, if there’s any. It is important to get the police involved because without a police report, you are basically setting up yourself to lose the insurance claim.
Step 2: Assess the Damage
You need to assess the damage and for that, you will need the help of a mechanic. Make sure that you snap pictures before the consultation, so it can be presented to the insurance company. If you hear weird noises in the vehicle, it is a good idea to call a tow truck, so that they can move the vehicle and take it to a mechanic for inspection.
Step 3: Get Information of the Other Party
Always get their number, even if you don’t see any damage. Some of the details that you will need include:
- Name of the person
- Their contact information
- Details of the car that got damaged
- Insurance policy numbers
Step 4: Document the Damage
Make sure that you document the change with the help pf pictures, and a detailed report from the mechanic that lists down all the damage done to the vehicle.
How To Know When You Need A Motor Accident Compensation Solicitors
People often get confused about whether they should get in touch with their lawyer or not. Here is when you need to consult one:
- There was a fatality.
- You are having issues with your insurance company.
- You have questions.
- The other party got in touch with their lawyer.